Deborah Rose
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Guide To Buying An A-Frame House

A-Frame houses have spiked in popularity over the last couple of years. These adorable homes can be quirky or sleek and modern. They are shaped like a triangle — hence the name. A-Frame houses are shaped like the letter A. The walls begin near the foundation and slope upwards in a slant. The walls meet at the top to form a triangle or A-shape.  A-Frame houses are popular all over the United States. They are ideal for second or vacation homes. The big windows make them especially popular in very picturesque locales. This feature allows homeowners to enjoy fabulous views of the ocean, mountains or countryside.  Characteristics Of An A-Frame House  A-Frame houses have very specific characteristics. Here are some of the features of an...

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House Hunting When You Are In A Time Crunch

In an ideal world, you’d have plenty of time to find the perfect home. However, that does not always happen. Maybe you are relocating because of a job transfer. Fortunately, it doesn’t have to take months to find the perfect home. You can speed up the process of buying a home utilizing some tried and true tips.  Here are some of the best ways to speed up the house buying process.  Find An Experienced Real Estate Agent  An experienced agent likely has an extensive network and many connections. They might know what properties are coming on the market before anyone else does. They can also help you assemble a great team of real estate professionals such as a mortgage banker and real estate attorney.  Get A...

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Rebuilding Costs: Rethinking How Much Homeowners Insurance You Really Need

Buying a home comes with numerous financial planning obligations. It’s far from a turn-key operation and one of the significant challenges involves developing a working knowledge about things often outside your area of expertise. For example, working as an educator, police officer, investment banker or office staffer does not necessarily make you an expert about home repairs or insurance coverage. Yet, the average homeowner is tasked with carrying a certain level of homeowners insurance coverage without a strong working knowledge. Many homeowners just purchase enough insurance to cover the purchase price or take the advice of others. Both of those methods could prove wildly deficient. Rethinking Total Replacement Costs A distinct difference exists between a home’s purchase price, assessed value and total replacement costs. Let...

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What’s Ahead For Mortgage Rates This Week – June 18th, 2018

Last week’s economic reports included the post-meeting statement by the Fed’s Federal Open Market Committee along with readings on retail sales and inflation. Weekly reports on mortgage rates and new jobless claims were also released. Fed Raises Key Interest Rate on Strong Economic Indicators The post-meeting announcement by the Federal Open Market Committee of the Federal Reserve indicated that committee members voted to raise the target federal funds rate to 0.175 to 2.00 percent from the prior rate of 1.50 to 1.75 percent. The post-meeting announcement cited strong economic conditions and stated that FOMC had altered their outlook from three rate increases in 2018 to four increases. This news is significant to consumers as banks and credit card companies typically raise lending rates in response...

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Is It A Good Idea To Buy A Remodeled Home?

Are you considering buying a flipped house? Here are some ways to tell if it is a good idea or not. If you watch popular TV shows like Property Brothers, Flip or Flop and Fixer Upper, you might believe that buying a remodeled home is a great idea. These shows always have happy endings. The process looks fun and easy, and the houses turn out beautiful. However, it is rarely this easy when buying a real-life remodeled home. There are plenty of flipped houses that turn out to have significant problems. Contractors who do remodels sometimes rush through the job. This can lead to subpar work. While the house might look beautiful initially, problems could start to show up months later.   A flipped house...

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5 Inexpensive Ways To Boost Your Curb Appeal

It’s no secret that we’re in the midst of a hot seller’s real estate market. That means that good homes are going fast, usually at or above list price. This is largely the result of low inventory, where good homes are scarce, keeping competition for them – and listing prices – high. Bottom line: If you’ve been thinking about selling your home, there’s no time like the present. But before you put your home on the market, it pays to put some work into it to make it more attractive to potential buyers – and while it’s the interior that often leads to the eventual offer, it’s the exterior that first has to hook the potential buyer and capture their interest. With that said, here’s...

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