Deborah Rose
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Should I Sell My Home ‘As Is’ or Fix It Up? Let’s Take a Look

Whether your home is a few years or many decades old, its physical condition is going to be a significant factor in the sales process. Below are a few questions that can help you to determine whether you should sell your home ‘as is’ or fix it up before placing it up for sale. Have You Had A Home Inspection? A great first step before selling your home is to book an inspection by a licensed home inspector. This will provide you with a full list of minor and major issues with your home. If your only issues are small, minor ones then it is worth your time to patch them up before you sell. However, if you are facing costly repairs such as a...

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Make 2018 the Year You Escape the ‘Rental Trap’ by Buying Your Own Home

Are you growing tired of paying rent each month and not building your net worth? Being stuck in the ‘rental trap’ isn’t much fun, but if you are determined, you can break out. Let’s explore some of the steps that you can take to make 2018 the year that you become a homeowner. Rent Money Is Lost Money First – why homeownership? As you may already understand, money spent on rent is ‘lost’ money. Each month you pay your rent, but you do not build any equity, own any property or get any other benefits in return. When you own a house, the money you spend each month is being invested in the home. You are building value in the home over time which you...

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The Quick and Easy Guide to Finding the Right Builder to Construct Your Dream Home

Are you in the market for a new house? If so, you may be considering having a custom-home designed and built to your specifications. There is no better way to get exactly what you want in a house than to have it built from scratch. With that in mind, let’s take a look at our quick and easy guide to finding the right builder to construct your dream home. Have Ideas In Mind Before You Start Try to have some ideas in mind before you contact a builder. For example, how many bedrooms do you want? Are you interested in a two-car garage? Do you want a suite in the basement or elsewhere on the property for rental purposes? What about an office, workshop, media...

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What’s Ahead For Mortgage Rates This Week – December 11, 2017

Last week’s economic reports included readings on projected top housing markets for 2018, weekly readings on mortgage rates and new jobless claims. Labor sector readings on private-sector job growth, private and public-sector job growth and the national unemployment rate were released. Projected top housing markets in 2018 were also released. Realtors Release Projections for Top Housing Markets in 2018 Prospective homebuyers and retirees facing home affordability issues in metro areas such as New York City and the West Coast are seeking affordable housing markets according to data released by the National Association of Realtors®. The top three housing markets for 2018 are expected to be Las Vegas, Nevada with a median home price of $285.405 and expected annual price growth of 6.90 percent. Dallas Texas...

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Graduating With Student Loan Debt and Worried About Your Mortgage Prospects? You’re Not Alone

Did you recently graduate from college or university? If so, you may still be dealing with a financial hangover in the form of student loan debt. The vast majority of today’s students have to borrow to invest in their education, which can affect financial plans once school is finished. In today’s post, we will explore buying a home with a mortgage when still dealing with outstanding student loan debt. Your Situation Is Common, But Unique To You First, try to keep in mind that you are not alone. Many former students are moving on with life, working hard to build a career and a life while juggling past student loans. However, your situation is unique, and thus, you need to plan it that way. For...

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To Stay or to Go: Should You Hang Around During Your Open House?

Are you thinking of listing your home for sale? Whether this is your first sale or you have been through the process a few times, you are probably aware that you will need to host at least one open house. Welcoming strangers in to tour your home can range from delightful to irritating, but it is a critical part of the selling process. So, should you stick around or disappear when potential buyers are viewing your home? Let’s explore your options. The Best-Case Scenario For almost every buyer, the ideal situation is that they are viewing a clean, vacant home which is empty of all furnishings. It can be challenging to visualize your family in your future house when you are trying to see past...

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